Compare Minibus Insurance Providers
Side-by-side comparison of NZ's leading minibus insurance providers — helping you find the right cover for your operation.
Most Popular
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NZI
Schools & community groups
From $1,100/year
- ✓Named driver policies
- ✓BOT cover available
- ✓Agreed value option
- ✓Windscreen included
- ✓Nationwide assessors
Rating: ⭐⭐⭐⭐ 4.5/5
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Vero
Commercial fleets
From $1,250/year
- ✓Fleet discounts
- ✓Any-driver options
- ✓Passenger liability add-on
- ✓Replacement vehicle
- ✓Online claims portal
Rating: ⭐⭐⭐⭐ 4.4/5
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Ando
Tourism & hire operators
From $1,350/year
- ✓Hire & reward cover
- ✓Tourist operator endorsement
- ✓High liability limits
- ✓Passenger protection
- ✓Flexible excess
Rating: ⭐⭐⭐⭐ 4.3/5
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Gallagher
Disability & care services
From $1,150/year
- ✓Disability sector expertise
- ✓Care & welfare cover
- ✓Specialist risk assessment
- ✓Incident support line
- ✓Policy review included
Rating: ⭐⭐⭐⭐ 4.4/5
Feature Comparison
| Feature | NZI | Vero | Ando | Gallagher |
|---|---|---|---|---|
| Accidental damage | ✓ | ✓ | ✓ | ✓ |
| Third-party liability | ✓ | ✓ | ✓ | ✓ |
| Fire & theft | ✓ | ✓ | ✓ | ✓ |
| Agreed value option | ✓ | ✓ | ✗ | ✓ |
| Passenger liability | Add-on | Add-on | ✓ | Add-on |
| Named driver policy | ✓ | ✗ | ✗ | ✗ |
| Any-driver option | ✗ | ✓ | ✓ | ✓ |
| Fleet discount | 3+ vehicles | 2+ vehicles | 3+ vehicles | 2+ vehicles |
| Hire & reward cover | Add-on | Add-on | ✓ | Add-on |
| Windscreen included | ✓ | ✓ | ✗ | ✓ |
| Replacement vehicle | ✗ | ✓ | ✓ | ✗ |
| Online claims portal | ✓ | ✓ | ✓ | ✗ |
* Features are indicative and subject to policy terms. Prices are estimates for a standard 12-seat minibus. Contact an adviser for accurate quotes for your operation.
Not Sure Which Provider Is Right for You?
Every operation is different. A licensed adviser can assess your specific needs — fleet size, operator type, cover limits, compliance requirements — and find the right match across multiple providers.
MinibusInsurance.co.nz is a referral service. We do not sell insurance directly. The comparison information above is general in nature and should not be relied upon as financial advice.
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