Terms of Use
Last updated: May 2026 · Governing law: New Zealand
1.Nature of Service
MinibusInsurance.co.nz is a referral service that connects minibus operators with licensed financial advisers. We do not provide insurance advice, sell insurance policies, or act as an insurer or financial adviser. Your use of this website is subject to these Terms of Use.
2.Information on Website
All information on this website is provided for general informational purposes only. It does not constitute financial advice and should not be relied upon as such. We make no representations as to the accuracy, completeness, or currency of any information. Always obtain advice from a licensed financial adviser before making insurance decisions.
3.Referral Relationship
By submitting an enquiry through this website, you consent to your contact details and enquiry information being passed to a licensed financial adviser on our referral panel. The referred adviser will contact you to discuss your needs. MinibusInsurance.co.nz is not responsible for the advice provided by referred advisers, nor for any insurance policies you may choose to purchase.
4.Your Obligations
You agree to provide accurate and complete information when using our services. You must not use this website for any unlawful purpose, attempt to gain unauthorised access to any part of the site, or use the site in a way that could damage, disable, or impair it. You must be at least 18 years old to submit an enquiry.
5.Intellectual Property
All content on this website — including text, images, graphics, logos, and data — is the property of MinibusInsurance.co.nz or its content suppliers and is protected by copyright law. You may not reproduce, distribute, or use any content without our prior written consent.
6.Third-Party Links
This website may contain links to third-party websites. These links are provided for your convenience only. We do not endorse the content of any linked website and are not responsible for the content, accuracy, or privacy practices of third-party sites. Visiting linked sites is at your own risk.
7.Limitation of Liability
To the fullest extent permitted by law, MinibusInsurance.co.nz excludes all liability for any loss or damage (including indirect, consequential, or economic loss) arising from your use of this website or reliance on any information contained herein. Our total liability to you in any circumstances shall not exceed NZ$100.
8.Privacy
Your use of this website is also subject to our Privacy Policy, which is incorporated into these Terms by reference. By using this website, you consent to the collection and use of your information as described in our Privacy Policy.
9.Amendments
We reserve the right to amend these Terms at any time by posting an updated version on this page. Your continued use of the website following any changes constitutes acceptance of the updated Terms. We recommend checking these Terms periodically.
10.Governing Law
These Terms are governed by the laws of New Zealand. Any disputes arising from your use of this website or these Terms shall be subject to the exclusive jurisdiction of the New Zealand courts.
11.Contact
For any queries about these Terms, contact us at hello@cover4you.co.nz.
Legal Pages
⚖️ Governing Law
These Terms are governed by the laws of New Zealand and subject to the jurisdiction of NZ courts.
About Our Service
We connect operators with licensed advisers — not a financial advice provider.
Learn More