Third Party Fire & Theft
Mid-tier cover protecting against third-party claims plus fire and theft of your vehicle.
From $600/year
Get Your Quotes
Licensed brokers — no obligation.
About Third Party Fire & Theft
Third party, fire and theft cover is a popular mid-tier option for operators with older vehicles or lower asset values who still want protection against fire, theft, and third-party liability claims. Does not cover accidental damage to your own vehicle.
What's Included
- Third-party property damage
- Third-party bodily injury
- Fire damage
- Theft and attempted theft
- Towing after fire or theft
Other Cover Types
Comprehensive Cover
The highest level of protection — accidental damage, theft, fire, and full third-party liability.
Third Party Only
The minimum legal requirement — covers damage or injury you cause to others.
Fleet Cover
Insure multiple minibuses under a single policy — ideal for schools, councils, and operators with 2+ vehicles.
Passenger Liability
Specific cover for legal liability to passengers injured while in or boarding your minibus.
Agreed Value Cover
Insure your minibus for a pre-agreed sum — guaranteed payout regardless of market depreciation.
Get Your Quotes
Licensed brokers — no obligation.
Pricing Guide
From $600/year
Actual premiums depend on vehicle value, use, and driver history.