Disclaimer
Last updated: May 2026
Referral Service Only
MinibusInsurance.co.nz is a referral service. We do not provide insurance advice, sell insurance policies, or act as an insurer. We connect minibus operators with licensed financial advisers who can provide appropriate advice for their specific circumstances.
Licensed Advisers
The financial advisers we refer you to are independently licensed under the Financial Markets Conduct Act 2013. They hold Financial Adviser licences issued by the Financial Markets Authority (FMA) and are required to comply with the Code of Professional Conduct for Financial Advice Services. MinibusInsurance.co.nz does not provide financial advice and is not regulated as a financial advice provider.
General Information Only
All content on this website — including articles, guides, comparison tables, and pricing information — is provided for general informational purposes only. It does not constitute financial advice, insurance advice, or a recommendation to purchase any particular product. You should always seek advice from a licensed financial adviser before making insurance decisions.
Pricing Information
Any pricing information on this website is indicative only and based on general market estimates. Actual premiums will vary significantly based on your vehicle, operation type, driver history, coverage levels, and other factors. Only a licensed adviser can provide accurate pricing for your specific circumstances.
Provider Information
References to insurance providers (NZI, Vero, Ando, Gallagher, and others) are for general informational purposes. MinibusInsurance.co.nz is not affiliated with, endorsed by, or an agent of any of these providers. Provider information may change and should be verified directly with the provider or your adviser.
No Guarantee of Cover
Submitting an enquiry through this website does not guarantee that you will be offered insurance cover. Whether cover is offered, and on what terms, is at the discretion of the insurer. Acceptance of cover is subject to the insurer's underwriting criteria and your disclosure of all relevant information.
Third-Party Links
This website may contain links to third-party websites. These links are provided for convenience only. MinibusInsurance.co.nz does not endorse or take responsibility for the content of third-party websites. Visiting linked websites is at your own risk.
Accuracy & Updates
While we make every effort to keep the information on this website accurate and up to date, we make no representations or warranties regarding the accuracy, completeness, or currency of any content. Insurance regulations, provider offerings, and market conditions change regularly. Always verify information with an adviser before making decisions.
Contact
If you have any questions about this disclaimer or how we operate, please contact us at hello@cover4you.co.nz.
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