Comprehensive Cover
The highest level of protection — accidental damage, theft, fire, and full third-party liability.
From $1,200/year
Get Your Quotes
Licensed brokers — no obligation.
About Comprehensive Cover
Comprehensive minibus insurance is the highest level of protection available for operators. It covers accidental damage to your vehicle, third-party liability, fire, theft, and windscreen cover. Ideal for commercial operators, schools, and community fleets where any downtime has real consequences.
What's Included
- Accidental damage
- Third-party liability
- Fire and theft
- Windscreen cover
- Passenger liability (optional add-on)
- Replacement vehicle
Other Cover Types
Third Party Fire & Theft
Mid-tier cover protecting against third-party claims plus fire and theft of your vehicle.
Third Party Only
The minimum legal requirement — covers damage or injury you cause to others.
Fleet Cover
Insure multiple minibuses under a single policy — ideal for schools, councils, and operators with 2+ vehicles.
Passenger Liability
Specific cover for legal liability to passengers injured while in or boarding your minibus.
Agreed Value Cover
Insure your minibus for a pre-agreed sum — guaranteed payout regardless of market depreciation.
Get Your Quotes
Licensed brokers — no obligation.
Pricing Guide
From $1,200/year
Actual premiums depend on vehicle value, use, and driver history.