Minibus Cover Types
From comprehensive protection to basic third-party cover — compare all available options to find the right policy for your operation.
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Comprehensive Cover
The highest level of protection — accidental damage, theft, fire, and full third-party liability.
From $1,200/year
Includes:
- ✓Accidental damage
- ✓Third-party liability
- ✓Fire and theft
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Third Party Fire & Theft
Mid-tier cover protecting against third-party claims plus fire and theft of your vehicle.
From $600/year
Includes:
- ✓Third-party property damage
- ✓Third-party bodily injury
- ✓Fire damage
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Third Party Only
The minimum legal requirement — covers damage or injury you cause to others.
From $350/year
Includes:
- ✓Third-party property damage
- ✓Third-party bodily injury
- ✓Legal defence costs
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Fleet Cover
Insure multiple minibuses under a single policy — ideal for schools, councils, and operators with 2+ vehicles.
From $900/vehicle/year
Includes:
- ✓2+ vehicles on one policy
- ✓Single renewal date
- ✓Consolidated excess
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Passenger Liability
Specific cover for legal liability to passengers injured while in or boarding your minibus.
From $400/year
Includes:
- ✓Passenger injury claims
- ✓Boarding/alighting incidents
- ✓Legal defence costs
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Agreed Value Cover
Insure your minibus for a pre-agreed sum — guaranteed payout regardless of market depreciation.
From $1,400/year
Includes:
- ✓Guaranteed agreed payout
- ✓No depreciation deductions
- ✓Pre-agreed sum at inception
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