Third Party Only
The minimum legal requirement — covers damage or injury you cause to others.
From $350/year
Get Your Quotes
Licensed brokers — no obligation.
About Third Party Only
Third party only is the minimum level of motor vehicle insurance available and covers damage or injury that your minibus causes to other people or their property. It does not cover damage to your own vehicle. Suitable only for very low-value vehicles where comprehensive cover is uneconomical.
What's Included
- Third-party property damage
- Third-party bodily injury
- Legal defence costs
- Emergency towing (limited)
Other Cover Types
Comprehensive Cover
The highest level of protection — accidental damage, theft, fire, and full third-party liability.
Third Party Fire & Theft
Mid-tier cover protecting against third-party claims plus fire and theft of your vehicle.
Fleet Cover
Insure multiple minibuses under a single policy — ideal for schools, councils, and operators with 2+ vehicles.
Passenger Liability
Specific cover for legal liability to passengers injured while in or boarding your minibus.
Agreed Value Cover
Insure your minibus for a pre-agreed sum — guaranteed payout regardless of market depreciation.
Get Your Quotes
Licensed brokers — no obligation.
Pricing Guide
From $350/year
Actual premiums depend on vehicle value, use, and driver history.