Passenger Liability
Specific cover for legal liability to passengers injured while in or boarding your minibus.
From $400/year
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Licensed brokers — no obligation.
About Passenger Liability
Passenger liability insurance covers your legal liability to passengers who are injured while travelling in, boarding, or alighting from your minibus. While ACC covers most treatment costs, passengers may still be able to claim for additional damages in some circumstances. This cover is particularly important for commercial operators and schools.
What's Included
- Passenger injury claims
- Boarding/alighting incidents
- Legal defence costs
- Court-awarded damages
- Settlement costs
Other Cover Types
Comprehensive Cover
The highest level of protection — accidental damage, theft, fire, and full third-party liability.
Third Party Fire & Theft
Mid-tier cover protecting against third-party claims plus fire and theft of your vehicle.
Third Party Only
The minimum legal requirement — covers damage or injury you cause to others.
Fleet Cover
Insure multiple minibuses under a single policy — ideal for schools, councils, and operators with 2+ vehicles.
Agreed Value Cover
Insure your minibus for a pre-agreed sum — guaranteed payout regardless of market depreciation.
Get Your Quotes
Licensed brokers — no obligation.
Pricing Guide
From $400/year
Actual premiums depend on vehicle value, use, and driver history.